Our Planning Focus Areas

ESTATE PLANNING
Tax Reduction Planning with 'cutting-edge' techniques
Custom ‘Flowcharting’ of Wills, Trusts and Estate Documents

TRUST REVIEW
Trust and asset evaluation*

BUSINESS OWNERSHIP SUCCESSION
Ownership Transfer and Business Exit Strategies
Life Insurance Evaluation, including Carrier, Product Design and Positioning

RETIREMENT PLANNING
IRA/Retirement Plan Distribution Strategies
“What-if” Scenario Financial Modeling

FINANCIAL PLANNING
Goal achievement potential determinations.
Personal financial modeling including cash inflows, outflows, asset growth and income assumptions, income-stream development and projected taxable consequences.

INVESTMENTS
Portfolio Risk and Performance Analysis
Professional asset management programs
MonteCarlo simulations-evaluation of goal success

CHARITABLE PLANNING
Planned Giving strategies
Giving through tax leveraged trusts

*with local attorneys and tax advisors

Securities and investment advisory services offered through Lincoln Financial Advisors Corporation, a broker/dealer (Member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Branch office: Lincoln Financial Advisors, 1300 York Road, Suite 200, Lutherville, MD 21093 410-3369-6600 CRN200512-1004599

IMPORTANT CONSUMER INFORMATION: Robert J. Rubeor and J. Cory Gimperling may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by either that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA representative or any financial institution he represents, contact your state securities law adminstrator.